Friday, April 27, 2007

Are You Debt Free?

You'll find out quickly that I am a fan of Dave Ramsey. While he may not use the best mathematics to determine what your best option, he knows people, he helps you pick the best option for YOUR life. If you haven't had a chance to listen to him on the radio, pick up one of his books, attend one of his classes, or see him live you really should do so.

My wife and I took the class as a recommendation from our Financial Advisor. I was talking to him one day and explaining my money problems and housing arrangement. I told him that my wife and I were wanting to purchase a house but our money was dictating what we could afford. (A very real statement.)

He said, "have you ever heard of Dave Ramsey?" He explained that he is actually one of Ramsey's "Endorsed Local Providers" and that people come to him for financial advise by referral from Ramsey, a radio money guru. He suggested I pick up his book or CDs and give him a try.

Shortly after that my wife and I took a trip to Iowa and listened to the first 4 CDs during the trip. We were amazed at how real Ramsey is and how much we were doing wrong. We decided then that starting September 1 our life was going to be on purpose. Today, we are not out of debt, but we have a fire in us to do so. Since that date we attend the Financial Peace University class at a local church and we have really come to love sharing the program.

Try listening to him free online, listen to him on the radio, read a book (you haven't done that in a while), attend a class, or go see him LIVE... it's a life changing experience.

If you have taken the class you might enjoy this link, a summary of his investing class.

PS. While it seems like I'm trying to sell you something here, you should know that I do not have advertisers and I am only posting this with your best interest in mind. In the interest of full disclosure, I do receive a gift card when you purchase books from through this site. I plan to use those gift cards to buy more books to evaluate for future posts. Thanks for your support.

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